Find grants, rebates, forgivable loans, and free programs for Lockwood, MT, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lockwood, MT, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing comprehensive weatherization services to income-qualified Montana households. Service...
NorthWestern Energy offers rebates for electric and natural gas efficiency upgrades including heat pumps, furnaces, wate...
Low-interest rehabilitation loans for Montana homeowners to address critical home repairs and improvements. Available th...
USDA program providing low-interest loans and grants to very low-income rural homeowners to repair, improve, or moderniz...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 Montana homes with children under age ...
Rebate for qualifying air-source and ductless heat pumps installed by licensed contractors. Rebates vary by system effic...
Montana state tax credit for residential installations of qualifying alternative energy systems including solar, wind, a...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...
Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Qualifyi...
Grant program for seniors 60+ and people with disabilities for critical home repairs and accessibility modifications tha...
Grant program to support residential solar installations in Montana. When funded, provides grants up to $5,000 for solar...
Annual heating assistance for low-income Montana households. Benefit amount varies by household size, income, and heatin...
State tax credit for Montana residents age 62+ to offset property taxes or a portion of rent. Credit amount varies by in...
Emergency home repair grants for Montana veterans facing critical repairs that affect health and safety. Administered th...
Rebate for adding insulation to existing homes served by NorthWestern Energy. Covers attic, wall, basement, and crawlspa...
Grants for accessibility modifications enabling people with disabilities to live independently. Covers ramps, bathroom m...
Rebate for installing qualifying high-efficiency water heaters including heat pump water heaters and tankless gas models...
Down payment and closing cost assistance for first-time homebuyers in Montana. Offered as a deferred second mortgage tha...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Lockwood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lockwood, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.