Home Improvement Grants in Lockwood.

Find grants, rebates, forgivable loans, and free programs for Lockwood, MT, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lockwood, MT, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,500 in weatherization services

Montana Weatherization Assistance Program (WAP)

Federally funded program providing comprehensive weatherization services to income-qualified Montana households. Service...

Weatherization
Up to $3,500 in rebates

NorthWestern Energy Home Efficiency Rebates

NorthWestern Energy offers rebates for electric and natural gas efficiency upgrades including heat pumps, furnaces, wate...

Energy
Loans up to $35,000

Montana Housing Rehabilitation Loan Program

Low-interest rehabilitation loans for Montana homeowners to address critical home repairs and improvements. Available th...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing low-interest loans and grants to very low-income rural homeowners to repair, improve, or moderniz...

Home Repair
Free lead remediation services

Montana Lead-Based Paint Hazard Reduction

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 Montana homes with children under age ...

Home Repair
Up to $2,100 rebate

NorthWestern Energy Heat Pump Rebate

Rebate for qualifying air-source and ductless heat pumps installed by licensed contractors. Rebates vary by system effic...

Energy
Up to $500 state tax credit

Montana Alternative Energy Tax Credit

Montana state tax credit for residential installations of qualifying alternative energy systems including solar, wind, a...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Qualifyi...

Veterans
Up to $3,000 grant

Montana Senior & Disabled Home Repair

Grant program for seniors 60+ and people with disabilities for critical home repairs and accessibility modifications tha...

Seniors & Disability
Up to $5,000 grant

Big Sky Solar Grant Program

Grant program to support residential solar installations in Montana. When funded, provides grants up to $5,000 for solar...

Solar/Renewable
Up to $1,500 annual grant

Montana Low-Income Energy Assistance (LIEAP)

Annual heating assistance for low-income Montana households. Benefit amount varies by household size, income, and heatin...

Energy
Up to $1,150 tax credit

Montana Elderly Homeowner/Renter Tax Credit

State tax credit for Montana residents age 62+ to offset property taxes or a portion of rent. Credit amount varies by in...

Property Tax Relief
Up to $2,500 grant

Montana Veterans Affairs Home Repair

Emergency home repair grants for Montana veterans facing critical repairs that affect health and safety. Administered th...

Veterans
Up to $2,000 rebate

NorthWestern Energy Insulation Rebate

Rebate for adding insulation to existing homes served by NorthWestern Energy. Covers attic, wall, basement, and crawlspa...

Weatherization
Up to $5,000 grant

Montana Independent Living ADA Modification

Grants for accessibility modifications enabling people with disabilities to live independently. Covers ramps, bathroom m...

Seniors & Disability
Up to $600 rebate

NorthWestern Energy Water Heater Rebate

Rebate for installing qualifying high-efficiency water heaters including heat pump water heaters and tankless gas models...

Energy
Up to $20,000 down payment assistance

Montana Housing First-Time Homebuyer Assistance

Down payment and closing cost assistance for first-time homebuyers in Montana. Offered as a deferred second mortgage tha...

Homebuyer

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Lockwood

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Frequently asked questions

What home improvement grants are available in Lockwood, MT?

22 programs are currently listed for Lockwood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Lockwood have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lockwood, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Lockwood?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.