Find grants, rebates, forgivable loans, and free programs for Milton, MA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Milton, MA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Mass Save offers rebates up to $10,000 for air-source and ground-source heat pumps, including whole-home and ductless mi...
Covers 75% of insulation costs for all customers, and 100% for income-qualified households. Includes attic, wall, and ba...
Federally funded program providing comprehensive weatherization at no cost to low-income households at or below 60% of s...
Solar Massachusetts Renewable Target (SMART) program provides per-kWh incentives for residential solar installations. Ho...
Low-interest loans for septic system repair or replacement to meet Title 5 compliance. Interest rates from 0% to 3% base...
Provides free lead inspection, risk assessment, and abatement for households with children under age 6 who have been poi...
Fixed 3% interest loan for septic system repair or replacement. Available to 1-4 unit owner-occupied properties in Milto...
Rebates for high-efficiency electric heat pump water heaters, with amounts up to $1,100 for qualifying ENERGY STAR model...
Grants up to $27,500 for very low-income seniors (62+) to remove health and safety hazards. Low-interest loans up to $40...
Grants for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their a...
Grants for eligible veterans with certain service-connected disabilities to modify a home to meet accessibility needs. Q...
Community Preservation Act funds available for preservation and restoration of historic properties in Milton. Grants sup...
CPA funds to support creation and preservation of affordable housing in Milton. Grants may assist with rehabilitation of...
Milton residents age 60+ can earn up to $2,000 in property tax credits by volunteering in town departments. Participants...
Refinance program that allows homeowners to add up to $50,000 to their mortgage for lead paint removal and abatement wor...
Rebates for residential Level 2 electric vehicle charging stations installed by a licensed electrician. Covers both the ...
Instant rebate of $100 on qualifying Wi-Fi smart thermostats purchased through Mass Save online store or participating r...
Affordable mortgage program for first-time homebuyers in Milton with down payments as low as 3%. Includes optional down ...
Refundable state tax credit for Massachusetts seniors 65+ whose property taxes exceed 10% of total income. Credit equals...
Rebates for ENERGY STAR certified appliances including clothes washers ($75-$200), electric dryers ($75), dehumidifiers ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Milton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Milton, 15 programs do not require repayment, 0 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.