THDA Emergency Repair Program (ERP)

Tennessee Housing Development Agency

Closed Home Repair

About This Program

THDA's Emergency Repair Program provides non-repayable grants up to $24,999 to elderly (60+) or disabled Tennessee homeowners for critical emergency repairs including roofs, electrical systems, HVAC, plumbing, septic, and accessibility modifications. The grant does not require a property lien and has no compliance period. Applications are currently closed; THDA expects to accept new applications beginning August 2026.

Pure grant, no repayment or lien required. Apply through your local ERP agency, not directly through THDA.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Nashville, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $24,999, no repayment, no lien
  • Must be age 60+ or have a documented disability
  • Covers roof, HVAC, electrical, plumbing, septic emergencies
  • Applications CLOSED, reopens August 2026
  • Contact your local ERP agency or call 1-800-228-THDA

How to Apply

Get free help applying Visit Official Program Page Track this program

1-800-228-8432

A grant-savvy contractor in Nashville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Nashville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Closed, reopens August 2026

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