North Carolina HOME Program

NC Housing Finance Agency (HUD HOME Funds)

Available Home Repair

About This Program

North Carolina HOME Program is available to homeowners in New Bern, NC.

Federally funded HOME program providing rehabilitation assistance for low-income homeowners. Typically structured as a forgivable loan with affordability period. Covers major systems and structural repairs to bring homes to code compliance.

Forgivable loan for major rehabilitation, repayment forgiven over time

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In New Bern, NC, you can stack it with local programs like these:

Key Details

  • Rehabilitation assistance up to $45,000
  • Income at or below 80% AMI required
  • Typically forgivable over 5-15 years
  • Owner-occupied homes in New Bern area
  • Contact local housing office for current availability

How to Apply

Get free help applying Visit Official Program Page Track this program

(252) 639-7552

A grant-savvy contractor in New Bern, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Bern early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Administered locally, contact New Bern for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can North Carolina HOME Program provide in New Bern, NC?

Up to $45,000 rehabilitation assistance.

Who qualifies for North Carolina HOME Program in New Bern?

North Carolina HOME Program is open to homeowners in New Bern, NC. It prioritizes low-income households.

How do I apply for North Carolina HOME Program in New Bern, NC?

Apply directly with NC Housing Finance Agency (HUD HOME Funds) using the official program link on this page or call (252) 639-7552. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse New Bern, NC contractors

Find More Programs in New Bern, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs