Find grants, rebates, forgivable loans, and free programs for Newton, MA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Newton, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides no-cost weatherization services to income-eligible Massachusetts households, including insulation, air sealing,...
Provides financial assistance for lead paint removal in homes built before 1978 where a child under 6 has an elevated bl...
Free in-home energy assessment from Mass Save utility partners serving Newton. Includes instant installation of LED bulb...
Rebates for ductless mini-split and ducted air-source heat pumps installed by Mass Save-qualified contractors in Newton ...
Rebates covering 75% to 100% of insulation costs for Newton homes served by Eversource or National Grid. Includes attic,...
Low-interest loans for residential solar panel and battery storage installation in Newton. Loans range from $2,000 to $6...
City of Newton supplemental rebate for residential solar installations, stackable with state and federal incentives. Reb...
Matching grants for exterior restoration of owner-occupied single-family homes in Newton's local historic districts or p...
Allows Newton residents age 60+ to volunteer for city departments in exchange for a property tax credit up to $1,500. Pa...
Property tax exemption for Newton homeowners age 70+ who have owned and occupied their home for at least 10 consecutive ...
CDBG-funded forgivable loans for critical home repairs for low- and moderate-income owner-occupants in Newton. Covers he...
Emergency repair grants for low-income Newton homeowners facing immediate threats to health and safety. Priority given t...
Forgivable loans for accessibility improvements in Newton owner-occupied homes where a resident has a disability. Covers...
Affordable mortgage financing for first-time homebuyers and repeat buyers in Newton purchasing homes up to $1,058,250. F...
USDA program providing grants up to $10,000 and loans up to $40,000 for very low-income homeowners age 62+ to repair, im...
Grants for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home ...
Grants for eligible veterans with certain service-connected disabilities to adapt a home in Newton for independent livin...
Rebates for Newton residents served by Eversource who install Level 2 electric vehicle chargers at home. Covers up to $7...
Instant rebate for National Grid gas or electric customers in Newton who purchase and install qualifying Wi-Fi-enabled s...
Massachusetts Solar Massachusetts Renewable Target (SMART) program provides fixed incentive payments for solar electrici...
Down payment and closing cost assistance for first-time homebuyers in Newton purchasing homes through MassHousing's mort...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Newton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Newton, 13 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.