PACE Financing (Property Assessed Clean Energy)

PACE providers / California Capital Access Program

Available Solar & Renewable

About This Program

PACE Financing (Property Assessed Clean Energy) is available to homeowners in San Francisco, CA.

PACE financing allows SF homeowners to finance energy and water efficiency improvements with no upfront cost, repaid through the property tax bill over 5-25 years. Available for solar, HVAC, heat pumps, roofing, and water conservation upgrades. Note: PACE financing in California is regulated by AB 1284 with consumer disclosures required.

Repaid via property tax; no credit check but equity required; interest rates vary

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In San Francisco, CA, you can combine this program with other local help to cut your cost:

Key Details

  • No upfront cost for solar, HVAC, roofing, and energy upgrades
  • Repaid through property tax bill over 5-25 years
  • No income or credit requirement, equity-based
  • Regulated by AB 1284; consumer disclosures required
  • Compare SF-area PACE providers at energy.gov

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in San Francisco, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in San Francisco early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for PACE Financing (Property Assessed Clean Energy) in San Francisco?

PACE Financing (Property Assessed Clean Energy) is open to homeowners in San Francisco, CA.

How do I apply for PACE Financing (Property Assessed Clean Energy) in San Francisco, CA?

Apply directly with PACE providers / California Capital Access Program using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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Find More Programs in San Francisco, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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