St. Louis County Home Improvement Program (HIP)

St. Louis County Office of Community Development

Available Home Repair

About This Program

St. Louis County Home Improvement Program (HIP) is available to homeowners in St. Louis, MO.

CDBG-funded home improvement grants available to homeowners in participating St. Louis County municipalities. Covers furnace/AC, roofing, plumbing, electrical, tuck-pointing, concrete, water heater, insulation, handrails, and waterproofing. Owner-occupied, 80% AMI, current on taxes and mortgage. NOTE: St. Louis County is separate from St. Louis City, city residents use HHRP instead.

St. Louis County (not City) homeowner, 80% AMI

Data last verified 2026-04-01. How we verify our data.

In St. Louis, MO, you can combine this program with other local help to cut your cost:

Key Details

  • St. Louis COUNTY only, not City of St. Louis
  • Covers furnace, roof, plumbing, electrical, tuck-pointing
  • Apply through your individual municipality
  • Max $7,500 per household

How to Apply

Get free help applying Visit Official Program Page Track this program

314-615-4111

A grant-savvy contractor in St. Louis, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in St. Louis early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Varies by municipality, check with your city hall

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can St. Louis County Home Improvement Program (HIP) provide in St. Louis, MO?

Up to $7,500 (raised from $5,000).

Who qualifies for St. Louis County Home Improvement Program (HIP) in St. Louis?

St. Louis County Home Improvement Program (HIP) is open to homeowners in St. Louis, MO. It prioritizes low-income households.

How do I apply for St. Louis County Home Improvement Program (HIP) in St. Louis, MO?

Apply directly with St. Louis County Office of Community Development using the official program link on this page or call 314-615-4111. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse St. Louis, MO contractors

Find More Programs in St. Louis, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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