MHDC Home Repair Opportunity (HeRO)

Missouri Housing Development Commission

Available Home Repair

About This Program

MHDC Home Repair Opportunity (HeRO) is available to homeowners in St. Louis, MO.

MHDC uses its annual HOME allocation for non-cosmetic home repairs for income-qualifying single-family homeowners across Missouri. Funds are disbursed to local sub-recipient agencies who then assist individual households. MHDC does not award funds directly. Contact a participating St. Louis-area agency.

Apply through local agency, income-qualifying

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In St. Louis, MO, you can combine this program with other local help to cut your cost:

Key Details

  • HOME-funded non-cosmetic home repairs
  • Apply through local participating agency, not MHDC directly
  • FY2026 NOFA issued, agencies apply by Nov 21, 2025
  • Missouri-wide program: statewide + St. Louis area agencies

How to Apply

Get free help applying Visit Official Program Page Track this program

816-759-6600

A grant-savvy contractor in St. Louis, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in St. Louis early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply through local sub-recipient agencies, FY2026 cycle active

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for MHDC Home Repair Opportunity (HeRO) in St. Louis?

MHDC Home Repair Opportunity (HeRO) is open to homeowners in St. Louis, MO. It prioritizes low-income households.

How do I apply for MHDC Home Repair Opportunity (HeRO) in St. Louis, MO?

Apply directly with Missouri Housing Development Commission using the official program link on this page or call 816-759-6600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse St. Louis, MO contractors

Find More Programs in St. Louis, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs