Missouri Neighborhood Preservation Act (NPA)

Missouri Dept. of Economic Development

Available Home Repair

About This Program

Missouri Neighborhood Preservation Act (NPA) is available to homeowners in St. Louis, MO.

25% state tax credit on eligible costs for rehabilitation or new construction of owner-occupied homes in qualifying low-income areas (median HH income below 70-89% of MSA median). Max $25,000 credit in any 10-year period. Can be combined with Historic Preservation Tax Credit (max then $40,000). Income limits vary by area, not by applicant income.

Home in qualifying low-income census tract

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In St. Louis, MO, you can combine this program with other local help to cut your cost:

Key Details

  • 25% tax credit on qualifying rehab costs
  • Max $25,000 per 10-year period
  • Eligible areas: census tracts with income below 70-89% of MSA median
  • Stackable with Historic Tax Credit (combined max $40K)

How to Apply

Get free help applying Visit Official Program Page Track this program

573-522-8004

A grant-savvy contractor in St. Louis, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in St. Louis early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Missouri Neighborhood Preservation Act (NPA) provide in St. Louis, MO?

Up to $25,000 tax credit (10-yr period).

Who qualifies for Missouri Neighborhood Preservation Act (NPA) in St. Louis?

Missouri Neighborhood Preservation Act (NPA) is open to homeowners in St. Louis, MO. It has no income limit.

How do I apply for Missouri Neighborhood Preservation Act (NPA) in St. Louis, MO?

Apply directly with Missouri Dept. of Economic Development using the official program link on this page or call 573-522-8004. There is no middleman and no fee.

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