Find grants, rebates, forgivable loans, and free programs for Stratford, CT, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Stratford, CT, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for income-eligible owner-occupied households in Stratford. Loan is forgiven after 5 years o...
Provides grants for accessibility modifications to homes occupied by persons with disabilities in Stratford. Covers ramp...
Assists low-income Stratford homeowners with the cost of repairing or replacing private sewer lateral lines between the ...
Free comprehensive weatherization services for income-qualified Connecticut households administered by local agencies. I...
Comprehensive home energy assessment and insulation rebates for Eversource customers. Includes 75% off air sealing and i...
Rebates for installing eligible central heat pumps and ductless mini-splits. Combines utility incentives with federal ta...
Performance-based incentive for residential solar PV installations in Eversource and United Illuminating territories. Co...
Free lead hazard investigation and abatement for Connecticut homes where a child under 6 has an elevated blood lead leve...
Low-interest loans for home repairs and improvements for moderate-income Connecticut homeowners. Rates starting at 4.99%...
Grants up to $7,500 for seniors 62+ and loans up to $20,000 for very low-income homeowners in eligible rural areas to re...
Grants for veterans with certain service-connected disabilities to construct or modify a home to accommodate their disab...
Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers entrance ...
State grant to help eligible elderly and totally disabled Connecticut homeowners offset property tax or rent costs. Gran...
Enhanced heat pump incentives for income-eligible Eversource customers, covering up to 90% of installation costs. Includ...
Low-interest financing for residential energy improvements including solar, heat pumps, insulation, and more. Loans from...
Rebates for Connecticut residents who purchase or lease eligible electric vehicles, with additional incentives for home ...
Local property tax relief for Stratford residents age 65 and older who meet income and asset limits. Provides reduction ...
Federal pandemic recovery program helping Connecticut homeowners who experienced financial hardship. Provides assistance...
HUD HOME-funded comprehensive rehabilitation for low- and moderate-income homeowners in Stratford. Zero-interest deferre...
Low-interest loans for septic system repairs and replacements in Connecticut. Rates as low as 2% for income-qualified bo...
Rebates for qualifying electric heat pump water heaters installed in Eversource service territory. Rebate amount varies ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Stratford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Stratford, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.