Find grants, rebates, forgivable loans, and free programs for Holyoke, MA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Holyoke, MA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for major home repairs and rehabilitation for owner-occupied homes in Holyoke. Loan ...
Federally funded weatherization program administered locally by Community Action Pioneer Valley (CAPV). Provides free en...
State-funded lead paint removal and abatement for homes built before 1978 where a child under 6 years old with an elevat...
Mass Save offers rebates covering 75% to 100% of insulation and air sealing costs for homes in Holyoke served by Eversou...
Rebates for air-source and ground-source heat pump installations in Holyoke. Covers up to $10,000 for whole-home heat pu...
Rebates for high-efficiency natural gas or electric water heaters installed in Holyoke homes. Includes rebates for tankl...
Solar Massachusetts Renewable Target (SMART) program provides monthly incentive payments for 10 years for residential so...
Low-interest loan program for residential solar photovoltaic systems and battery storage in Massachusetts. Offers 0% int...
Allows Holyoke homeowners age 65+ to defer annual property taxes as a lien on the home, repayable when property is sold ...
Refundable state tax credit for Massachusetts residents age 65+ who own or rent their primary residence and have total i...
Low-interest loan program for septic system repairs or replacements for Massachusetts homeowners. Available through part...
Low-interest loan for accessibility modifications to Massachusetts homes. Covers wheelchair ramps, accessible bathrooms,...
Grant for very low-income homeowners age 62+ in eligible rural areas near Holyoke to remove health and safety hazards. D...
Low-interest loan (1%) for very low-income homeowners in eligible rural areas near Holyoke to repair, improve, or modern...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities (such as blindness in both eyes or loss/loss of use of bo...
State-funded deferred payment loan for homeowners and mobile homeowners with disabilities to make accessibility modifica...
Grants for low-income homeowners age 60+ to make home modifications and repairs that enable them to age safely in their ...
Interest-free loan up to $15,000 for Massachusetts homeowners and landlords to remove lead paint hazards in homes built ...
Income-eligible customers in Holyoke receive 100% free installation of energy efficiency measures including LED bulbs, a...
Municipal utility discount for Holyoke residents with household income at or below 60% state median. Provides 18-24% dis...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Holyoke, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Holyoke, 15 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.