Florida PACE Financing (Property Assessed Clean Energy)

Florida PACE Funding Agency / Renew Financial / FRED

Available Home Repair

About This Program

Florida PACE Financing (Property Assessed Clean Energy) is available to homeowners in Miami, FL.

PACE (Property Assessed Clean Energy) financing allows Miami-Dade homeowners to fund energy efficiency, renewable energy, water conservation, and storm protection improvements with no money down, repaid through an annual assessment on their property tax bill over 15-20 years. No credit check is required but property taxes must be current. Interest rates typically average 6-8%. Miami-Dade has agreements with four PACE administrators: Renew Financial (RenewPACE), FRED, Florida PACE Funding Agency, and Clean Energy Corridor.

This is financing, not a grant. Repaid through property tax bill. Average rate 6-8%. Ygrene (Clean Energy Corridor) suspended new Florida funding in late 2025, verify current providers before applying.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Miami, FL, you can combine this program with other local help to cut your cost:

Key Details

  • 100% no-down-payment financing repaid through property tax assessment
  • No credit check required, only current property tax payments matter
  • Repayment over 15-20 years at typically 6-8% interest
  • Covers impact windows, roofing, HVAC, solar, and flood resiliency
  • Miami-Dade providers: RenewPACE, FRED, FPFA (verify Ygrene status)

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Miami, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miami early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

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Frequently asked questions

How much can Florida PACE Financing (Property Assessed Clean Energy) provide in Miami, FL?

100% financing, no money down.

Who qualifies for Florida PACE Financing (Property Assessed Clean Energy) in Miami?

Florida PACE Financing (Property Assessed Clean Energy) is open to homeowners in Miami, FL. It has no income limit.

How do I apply for Florida PACE Financing (Property Assessed Clean Energy) in Miami, FL?

Apply directly with Florida PACE Funding Agency / Renew Financial / FRED using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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