My Safe Florida Home, Free Wind Mitigation Inspection

Florida Department of Financial Services

Available Home Repair

About This Program

My Safe Florida Home, Free Wind Mitigation Inspection is available to homeowners in Miami, FL.

Any Florida owner of a site-built single-family detached home or townhouse can apply for a free wind mitigation inspection through the My Safe Florida Home program, with no income requirement and no obligation to apply for a grant after the inspection. The inspection identifies vulnerabilities in the roof, windows, doors, and wall connections, and the resulting report is required to apply for the MSFH grant and may also lower homeowner's insurance premiums.

The inspection itself is completely free and may result in insurance discounts independent of any grant. The inspection report is required for the MSFH grant application.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Miami, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Completely free wind mitigation inspection, no income limits
  • No obligation to apply for a grant after the inspection
  • Inspection report can reduce homeowner's insurance premiums
  • Required first step before applying for the MSFH grant
  • Open to any single-family home or townhouse owner in Florida

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Miami, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miami early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, apply online

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for My Safe Florida Home, Free Wind Mitigation Inspection in Miami?

My Safe Florida Home, Free Wind Mitigation Inspection is open to homeowners in Miami, FL. It has no income limit.

How do I apply for My Safe Florida Home, Free Wind Mitigation Inspection in Miami, FL?

Apply directly with Florida Department of Financial Services using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Miami, FL contractors

Find More Programs in Miami, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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